Our verdict
State Farm earns a 9.0/10 (Outstanding) in our car insurance testing, ranking #4 overall. It stands out most for local agents, making it a strong choice if that matches your priorities.
Pros and cons
What we like
- Stand-out choice for local agents
- Consistently strong customer feedback
- Competitive pricing for what you get
What could be better
- Best value may require a longer commitment
- Some advanced features cost extra
