Updated July 21, 2026
The 5 Best Travel Insurance of 2026
Cover cancellations, medical emergencies, and lost bags.
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- Stand-out choice for overall
- Consistently strong customer feedback
- Competitive pricing for what you get
- Best value may require a longer commitment
- Some advanced features cost extra
- Stand-out choice for adventure travel
- Consistently strong customer feedback
- Competitive pricing for what you get
- Best value may require a longer commitment
- Some advanced features cost extra
- Stand-out choice for flexibility
- Consistently strong customer feedback
- Competitive pricing for what you get
- Best value may require a longer commitment
- Some advanced features cost extra
- Stand-out choice for medical
- Consistently strong customer feedback
- Competitive pricing for what you get
- Best value may require a longer commitment
- Some advanced features cost extra
- Stand-out choice for digital nomads
- Consistently strong customer feedback
- Competitive pricing for what you get
- Best value may require a longer commitment
- Some advanced features cost extra
Still deciding? Compare at a glance
A quick side-by-side of every travel insurance provider we ranked.
| Brand | Score | Price | Best for | |
|---|---|---|---|---|
| #1Allianz Travel | 9.3 | ~from $29.99/mo | Overall | Visit Site |
| #2World Nomads | 9.0 | ~from $9.99/mo | Adventure travel | Visit Site |
| #3Travel Guard | 8.8 | ~from $9.99/mo | Flexibility | Visit Site |
| #4Seven Corners | 8.6 | ~from $29.99/mo | Medical | Visit Site |
| #5SafetyWing | 8.5 | ~from $9.00/mo | Digital nomads | Visit Site |
How we rate travel insurance
Research
Map the market and shortlist leading brands
Test
Hands-on evaluation across weighted criteria
Score
Standardized 10-point methodology
Update
Re-reviewed as products change
Our editors score every travel insurance provider on a standardized 10-point scale across four weighted pillars: features & performance (35%), pricing & value (25%), customer experience & support (25%), and trust & reputation (15%). Scores are reviewed and updated as products change. Read our full methodology.
Frequently asked questions
How did Rated.ly choose the best travel insurance provider?
Our editors evaluated each travel insurance provider on features, pricing, customer feedback, and overall value, then scored them using our standard 10-point methodology. See our How We Rate page for details.
Which travel insurance provider is best overall?
Allianz Travel currently earns our top score of 9.3 thanks to its strength in overall. The right pick for you depends on your priorities — compare the full list above.
Ready to choose your travel insurance provider?
Allianz Travel is our top-rated pick with a score of 9.3/10 — the strongest all-round choice for most people.
Visit Allianz TravelDaniel Kovacs
Editor, Money & Auto
Daniel is a consumer-finance writer who has compared hundreds of financial and automotive services. His mission: cut the jargon and show you the true cost of every option.