Rated.ly

Updated July 21, 2026

The 5 Best Online Therapy of 2026

Licensed therapists by video, phone, or text.

Advertising disclosure: We may earn a commission when you visit partners via links on this page. Commissions never affect our scores or rankings.

Editor's Choice
1BetterHelp logo

BetterHelp

The largest network of therapists

Best for Availability~from $60/mo
  • Stand-out choice for availability
  • Consistently strong customer feedback
  • Competitive pricing for what you get
  • Best value may require a longer commitment
  • Some advanced features cost extra
Outstanding Value
2Talkspace logo

Talkspace

Therapy that takes insurance

Best for Insurancefrom $69/week
  • Stand-out choice for insurance
  • Consistently strong customer feedback
  • Competitive pricing for what you get
  • Best value may require a longer commitment
  • Some advanced features cost extra
Best for Clinical approach
3Brightside logo

Brightside

Data-driven anxiety & depression care

Best for Clinical approach~from $29/mo
  • Stand-out choice for clinical approach
  • Consistently strong customer feedback
  • Competitive pricing for what you get
  • Best value may require a longer commitment
  • Some advanced features cost extra
Best for Medication
4Cerebral logo

Cerebral

Therapy plus medication management

Best for Medication~from $29/mo
  • Stand-out choice for medication
  • Consistently strong customer feedback
  • Competitive pricing for what you get
  • Best value may require a longer commitment
  • Some advanced features cost extra
Best for Budget
5Calmerry logo

Calmerry

Affordable text-first counseling

Best for Budgetfrom $50/week
  • Stand-out choice for budget
  • Consistently strong customer feedback
  • Competitive pricing for what you get
  • Best value may require a longer commitment
  • Some advanced features cost extra

Still deciding? Compare at a glance

A quick side-by-side of every online therapy service we ranked.

BrandScorePriceBest for
#1BetterHelp9.3~from $60/moAvailabilityVisit Site
#2Talkspace9.0from $69/weekInsuranceVisit Site
#3Brightside8.7~from $29/moClinical approachVisit Site
#4Cerebral8.6~from $29/moMedicationVisit Site
#5Calmerry8.4from $50/weekBudgetVisit Site

See the full feature-by-feature comparison →

How we rate online therapy

1

Research

Map the market and shortlist leading brands

2

Test

Hands-on evaluation across weighted criteria

3

Score

Standardized 10-point methodology

4

Update

Re-reviewed as products change

Our editors score every online therapy service on a standardized 10-point scale across four weighted pillars: features & performance (35%), pricing & value (25%), customer experience & support (25%), and trust & reputation (15%). Scores are reviewed and updated as products change. Read our full methodology.

Frequently asked questions

How did Rated.ly choose the best online therapy service?

Our editors evaluated each online therapy service on features, pricing, customer feedback, and overall value, then scored them using our standard 10-point methodology. See our How We Rate page for details.

Which online therapy service is best overall?

BetterHelp currently earns our top score of 9.3 thanks to its strength in availability. The right pick for you depends on your priorities — compare the full list above.

Ready to choose your online therapy service?

BetterHelp is our top-rated pick with a score of 9.3/10 — the strongest all-round choice for most people.

Visit BetterHelp
Daniel Kovacs

Daniel Kovacs

Editor, Money & Auto

Daniel is a consumer-finance writer who has compared hundreds of financial and automotive services. His mission: cut the jargon and show you the true cost of every option.