Our verdict
LightStream earns a 9.2/10 (Outstanding) in our personal loans testing, ranking #2 overall. It stands out most for low apr, making it a strong choice if that matches your priorities.
Pros and cons
What we like
- Stand-out choice for low apr
- Consistently strong customer feedback
- Competitive pricing for what you get
What could be better
- Best value may require a longer commitment
- Some advanced features cost extra
